/* =====================================================
   SOLUTION AUTOFINANCEMENT — STYLES V1
   ===================================================== */

/* ---------- DESIGN TOKENS ---------- */
:root {
  /* Colors — Primary */
  --c-primary: #0B3A75;
  --c-primary-dark: #082B57;
  --c-primary-light: #164A8B;

  /* Colors — Secondary (accessible blue) */
  --c-accent: #1BA6E8;
  --c-accent-light: #4BB8FF;
  --c-accent-dark: #1690D0;

  /* Colors — Success (subtle green) */
  --c-success: #12B76A;
  --c-success-light: #DCFCE7;

  /* Colors — Warning */
  --c-warning: #B45309;
  --c-warning-light: #FEF3C7;

  /* Colors — Error */
  --c-error: #B91C1C;
  --c-error-light: #FECACA;

  /* Colors — Backgrounds */
  --c-bg: #F7FAFC;
  --c-bg-alt: #F3F6FA;
  --c-bg-soft: #EEF3F8;
  --c-card: #FFFFFF;

  /* Colors — Text */
  --c-text: #0F172A;
  --c-text-muted: #475569;
  --c-text-soft: #94A3B8;

  /* Colors — Borders */
  --c-border: #E2E8F0;
  --c-border-strong: #CBD5E1;

  /* Typography */
  --ff-body: 'Inter', system-ui, -apple-system, sans-serif;
  --ff-heading: 'Manrope', 'Inter', system-ui, sans-serif;

  /* Spacing */
  --sp-1: 0.25rem;
  --sp-2: 0.5rem;
  --sp-3: 0.75rem;
  --sp-4: 1rem;
  --sp-5: 1.25rem;
  --sp-6: 1.5rem;
  --sp-8: 2rem;
  --sp-10: 2.5rem;
  --sp-12: 3rem;
  --sp-16: 4rem;
  --sp-20: 5rem;
  --sp-24: 6rem;

  /* Border radius */
  --r-sm: 6px;
  --r-md: 10px;
  --r-lg: 14px;
  --r-xl: 20px;
  --r-2xl: 28px;

  /* Shadows */
  --shadow-sm: 0 1px 2px rgba(11, 58, 117, 0.04);
  --shadow-md: 0 4px 12px rgba(11, 58, 117, 0.06), 0 2px 4px rgba(11, 58, 117, 0.04);
  --shadow-lg: 0 12px 32px rgba(11, 58, 117, 0.08), 0 4px 12px rgba(11, 58, 117, 0.06);
  --shadow-xl: 0 24px 48px rgba(11, 58, 117, 0.12), 0 12px 24px rgba(11, 58, 117, 0.08);

  /* Container */
  --container-max: 1240px;
  --container-narrow: 800px;

  /* Transitions */
  --t-fast: 150ms ease-out;
  --t-base: 250ms ease-out;
  --t-slow: 400ms ease-out;
}

/* ---------- RESET ---------- */
*, *::before, *::after { box-sizing: border-box; }
* { margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--ff-body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--c-text);
  background: var(--c-bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img, svg { display: block; max-width: 100%; height: auto; }

/* ---------- ICON SYSTEM ---------- */
.ico { display: inline-block; vertical-align: middle; flex-shrink: 0; }
.ico-success { color: var(--c-success); }
.ico-primary { color: var(--c-primary); }
.ico-accent { color: var(--c-accent); }
svg[width][height] { flex-shrink: 0; }
button { font: inherit; cursor: pointer; border: 0; background: transparent; color: inherit; }
input, select, textarea { font: inherit; color: inherit; }
a { color: var(--c-accent); text-decoration: none; transition: color var(--t-fast); }
a:hover { color: var(--c-accent-dark); }
ul { list-style: none; }

/* ---------- TYPOGRAPHY ---------- */
h1, h2, h3, h4 {
  font-family: var(--ff-heading);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.022em;
  color: var(--c-primary);
}

h1 { font-size: clamp(2rem, 5vw, 3.4rem); }
h2 { font-size: clamp(1.75rem, 4vw, 2.6rem); }
h3 { font-size: 1.25rem; line-height: 1.3; }
h4 { font-size: 1rem; }

.accent { color: var(--c-accent); }

/* ---------- LAYOUT ---------- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 var(--sp-6);
}
.container-narrow { max-width: var(--container-narrow); }

section {
  padding: var(--sp-20) 0;
}

/* ---------- BUTTONS ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 24px;
  border-radius: var(--r-md);
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
  transition: all var(--t-base);
  cursor: pointer;
  white-space: nowrap;
  border: 1.5px solid transparent;
}

.btn-primary {
  background: var(--c-primary);
  color: #FFFFFF;
  box-shadow: 0 1px 2px rgba(11, 58, 117, 0.12);
}
.btn-primary:hover {
  background: var(--c-primary-dark);
  color: #FFFFFF;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(11, 58, 117, 0.2);
}

.btn-ghost {
  background: transparent;
  color: var(--c-primary);
  border-color: var(--c-border);
}
.btn-ghost:hover {
  background: var(--c-bg-soft);
  color: var(--c-primary);
  border-color: var(--c-primary);
}

.btn-lg { padding: 18px 32px; font-size: 17px; border-radius: 12px; }
.btn-sm { padding: 10px 18px; font-size: 14px; }
.btn-block { width: 100%; }

.btn[disabled] { opacity: 0.4; cursor: not-allowed; transform: none !important; box-shadow: none; }

/* ---------- NAVBAR ---------- */
.navbar {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(247, 250, 252, 0.85);
  backdrop-filter: saturate(180%) blur(12px);
  -webkit-backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid transparent;
  transition: all var(--t-base);
}
.navbar.scrolled {
  background: rgba(255, 255, 255, 0.95);
  border-bottom-color: var(--c-border);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding-top: 12px;
  padding-bottom: 12px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo svg { width: 36px; height: 36px; flex-shrink: 0; }
.logo-text {
  font-family: var(--ff-heading);
  font-size: 17px;
  font-weight: 600;
  color: var(--c-primary);
  letter-spacing: -0.01em;
}
.logo-text strong { font-weight: 800; }

/* Brand logo (image-based, wide horizontal lockup) */
.logo-img {
  height: 44px;
  width: auto;
  display: block;
  /* Soft fallback if image missing — invisible but takes space */
  min-width: 180px;
  background: transparent;
}
@media (max-width: 640px) {
  .logo-img { height: 36px; min-width: 150px; }
}
@media (max-width: 380px) {
  .logo-img { height: 32px; min-width: 130px; }
}

.nav-links {
  display: flex;
  gap: 28px;
  align-items: center;
}
.nav-links a {
  color: var(--c-text-muted);
  font-size: 15px;
  font-weight: 500;
}
.nav-links a:hover { color: var(--c-primary); }

.nav-actions {
  display: flex;
  align-items: center;
  gap: 16px;
}
.nav-phone {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--c-primary);
  font-weight: 600;
  font-size: 14px;
}

.nav-burger {
  display: none;
  flex-direction: column;
  gap: 4px;
  padding: 8px;
}
.nav-burger span {
  display: block;
  width: 22px;
  height: 2.5px;
  background: var(--c-primary);
  border-radius: 2px;
  transition: all var(--t-fast);
}

@media (max-width: 900px) {
  .nav-links, .nav-phone { display: none; }
  .nav-burger { display: flex; }
}

/* ---------- HERO ---------- */
.hero {
  padding: var(--sp-12) 0 var(--sp-20);
  background:
    radial-gradient(circle at 80% -10%, rgba(27, 166, 232, 0.08), transparent 50%),
    radial-gradient(circle at 0% 50%, rgba(11, 58, 117, 0.04), transparent 50%),
    var(--c-bg);
}

.hero-container {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: var(--sp-12);
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: 999px;
  font-size: 13px;
  font-weight: 600;
  color: var(--c-text-muted);
  margin-bottom: var(--sp-5);
  box-shadow: var(--shadow-sm);
}
.hero-badge .dot {
  width: 8px;
  height: 8px;
  background: var(--c-success);
  border-radius: 50%;
  display: inline-block;
  position: relative;
}
.hero-badge .dot::after {
  content: '';
  position: absolute;
  inset: -3px;
  border-radius: 50%;
  background: var(--c-success);
  opacity: 0.4;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0% { transform: scale(1); opacity: 0.4; }
  50% { transform: scale(1.5); opacity: 0; }
  100% { transform: scale(1); opacity: 0; }
}

.hero-title {
  margin-bottom: var(--sp-5);
}

.hero-sub {
  font-size: 19px;
  color: var(--c-text-muted);
  margin-bottom: var(--sp-6);
  max-width: 580px;
}
.hero-sub strong { color: var(--c-primary); font-weight: 600; }

.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 18px;
  margin-bottom: var(--sp-8);
}
.hero-trust li {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  font-weight: 500;
  color: var(--c-text-muted);
}

.hero-cta {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: var(--sp-8);
}
.hero-cta-secondary {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14px;
  color: var(--c-text-muted);
  font-weight: 500;
}
.hero-cta-secondary:hover { color: var(--c-primary); }

.hero-social-proof {
  display: flex;
  align-items: center;
  gap: 14px;
}
.avatar-stack {
  display: flex;
}
.avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 2px solid var(--c-bg);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 12px;
  font-weight: 700;
  margin-left: -10px;
}
.avatar:first-child { margin-left: 0; }
.avatar-img {
  background-size: cover;
  background-position: center;
  background-color: var(--c-bg-soft);
}
.proof-text { font-size: 14px; color: var(--c-text-muted); }
.proof-text .stars { color: #F59E0B; letter-spacing: 2px; font-size: 13px; }

/* HERO IMAGE */
.hero-image-wrap {
  position: relative;
  aspect-ratio: 4/5;
  max-width: 480px;
  margin: 0 auto;
}

.hero-photo {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--r-2xl);
  box-shadow: var(--shadow-xl);
  background: var(--c-bg-soft);
  display: block;
}
/* When image is missing, show graceful fallback */
.hero-photo[src=""],
.hero-photo:not([src]) {
  background: linear-gradient(135deg, var(--c-bg-soft), var(--c-bg-alt));
  border: 1px dashed var(--c-border-strong);
}

.hero-card {
  position: absolute;
  background: var(--c-card);
  border-radius: var(--r-lg);
  padding: 12px 16px;
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 13px;
  border: 1px solid var(--c-border);
}
.hero-card-icon {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 20px;
  flex-shrink: 0;
}
.hero-card > div:last-child { line-height: 1.25; }
.hero-card strong { color: var(--c-primary); font-weight: 700; display: block; font-size: 14px; margin-bottom: 1px; }
.hero-card span { color: var(--c-text-muted); font-size: 12px; }
.hero-card br { display: none; } /* spacing handled by display:block + margin */

.hero-card-1 { top: 8%; left: -8%; animation: floaty 6s ease-in-out infinite; }
.hero-card-2 { bottom: 12%; right: -10%; animation: floaty 6s ease-in-out infinite 1.5s; }

@keyframes floaty {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-10px); }
}

@media (max-width: 900px) {
  .hero-container { grid-template-columns: 1fr; }
  .hero-image { order: -1; }
  .hero-card-1 { left: 0; }
  .hero-card-2 { right: 0; }
}

/* ---------- PARTNERS STRIP ---------- */
.partners-strip {
  padding: var(--sp-12) 0;
  background: var(--c-card);
  border-top: 1px solid var(--c-border);
  border-bottom: 1px solid var(--c-border);
}
.partners-label {
  text-align: center;
  color: var(--c-text-soft);
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
  margin-bottom: var(--sp-6);
}
.partners-label strong { color: var(--c-primary); }

.partners-marquee {
  overflow: hidden;
  position: relative;
  mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
  -webkit-mask-image: linear-gradient(90deg, transparent, black 8%, black 92%, transparent);
}
.marquee-track {
  display: flex;
  gap: 64px;
  animation: marquee 40s linear infinite;
  white-space: nowrap;
}
.partner-logo {
  height: 48px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  flex-shrink: 0;
  opacity: 0.7;
  filter: grayscale(0.4);
  transition: opacity var(--t-base), filter var(--t-base);
}
.partner-logo:hover {
  opacity: 1;
  filter: grayscale(0);
}
@media (max-width: 600px) {
  .partner-logo { height: 36px; max-width: 140px; }
}

@keyframes marquee {
  0% { transform: translateX(0); }
  100% { transform: translateX(-50%); }
}

/* ---------- SECTION HEAD ---------- */
.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto var(--sp-12);
}
.section-eyebrow {
  display: inline-block;
  font-size: 13px;
  font-weight: 600;
  color: var(--c-accent);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: var(--sp-3);
}
.section-head h2 { margin-bottom: var(--sp-4); }
.section-head p { color: var(--c-text-muted); font-size: 17px; }

/* ---------- HOW IT WORKS ---------- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
}
.step-card {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-xl);
  padding: var(--sp-8);
  position: relative;
  transition: all var(--t-base);
}
.step-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
  border-color: var(--c-accent-light);
}
.step-number {
  font-family: var(--ff-heading);
  font-size: 14px;
  font-weight: 800;
  color: var(--c-accent);
  letter-spacing: 0.1em;
  margin-bottom: var(--sp-4);
}
.step-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--r-lg);
  background: var(--c-bg-soft);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--sp-5);
  color: var(--c-primary);
}
.step-icon svg { width: 28px; height: 28px; }
.step-card h3 { margin-bottom: var(--sp-3); }
.step-card p { color: var(--c-text-muted); font-size: 15px; }
.step-card p strong { color: var(--c-primary); }

@media (max-width: 768px) {
  .steps-grid { grid-template-columns: 1fr; }
}

/* ---------- ELIGIBILITY SECTION ("On a une solution, même si...") ---------- */
.eligibility-section {
  margin-top: var(--sp-12);
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-xl);
  padding: var(--sp-8);
  box-shadow: var(--shadow-sm);
}
.eligibility-head {
  text-align: center;
  margin-bottom: var(--sp-6);
  max-width: 580px;
  margin-left: auto;
  margin-right: auto;
}
.eligibility-head h3 {
  font-family: var(--ff-heading);
  font-size: clamp(1.4rem, 3vw, 1.75rem);
  color: var(--c-primary);
  margin-bottom: var(--sp-2);
  font-weight: 800;
  letter-spacing: -0.015em;
  text-transform: none;
}
.eligibility-head p {
  font-size: 15px;
  color: var(--c-text-muted);
  margin: 0;
}
.eligibility-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px 24px;
  list-style: none;
  padding: 0;
  margin: 0 0 var(--sp-6);
}
.eligibility-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px 16px;
  background: var(--c-bg-soft);
  border-radius: var(--r-md);
  font-size: 14.5px;
  color: var(--c-text);
  line-height: 1.45;
  transition: all var(--t-fast);
}
.eligibility-list li:hover {
  background: #DCFCE7;
  transform: translateX(2px);
}
.eligibility-list li strong {
  color: var(--c-primary);
  font-weight: 700;
}
.eligibility-check {
  flex-shrink: 0;
  margin-top: 1px;
}
.eligibility-wide {
  grid-column: 1 / -1;
}
.eligibility-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 24px;
  background: var(--c-primary);
  color: #FFFFFF;
  text-decoration: none;
  border-radius: var(--r-md);
  font-weight: 600;
  font-size: 15px;
  margin: 0 auto;
  max-width: 360px;
  transition: all var(--t-base);
  box-shadow: 0 1px 2px rgba(11, 58, 117, 0.12);
}
.eligibility-cta:hover {
  background: var(--c-primary-dark);
  color: #FFFFFF;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(11, 58, 117, 0.2);
}
@media (max-width: 768px) {
  .eligibility-section { padding: var(--sp-5); }
  .eligibility-list {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .eligibility-list li {
    padding: 12px 14px;
    font-size: 14px;
  }
}

/* ---------- REAL CLIENTS STRIP ---------- */
.real-clients-strip {
  margin-top: var(--sp-12);
  text-align: center;
}
.rc-label {
  color: var(--c-text-soft);
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-weight: 600;
  margin-bottom: var(--sp-5);
}
.rc-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-4);
}
.rc-grid img {
  width: 100%;
  aspect-ratio: 4/5;
  object-fit: cover;
  border-radius: var(--r-lg);
  background: var(--c-bg-soft);
  box-shadow: var(--shadow-sm);
  transition: transform var(--t-base), box-shadow var(--t-base);
}
.rc-grid img:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-md);
}
@media (max-width: 768px) {
  .rc-grid { grid-template-columns: repeat(2, 1fr); }
}

/* ---------- ELIGIBILITY SECTION (V1) ---------- */
.eligibility-section {
  margin-top: var(--sp-12);
  padding: var(--sp-8) clamp(var(--sp-5), 5vw, var(--sp-10));
  background: var(--c-bg-alt);
  border-radius: var(--r-2xl);
  border: 1px solid var(--c-border);
}
.eligibility-head {
  text-align: center;
  max-width: 580px;
  margin: 0 auto var(--sp-6);
}
.eligibility-head h3 {
  font-family: var(--ff-heading);
  font-size: clamp(1.4rem, 3.2vw, 1.9rem);
  font-weight: 800;
  color: var(--c-primary);
  letter-spacing: -0.018em;
  margin-bottom: var(--sp-3);
  line-height: 1.2;
  text-transform: none;
}
.eligibility-head p {
  color: var(--c-text-muted);
  font-size: 15px;
  line-height: 1.55;
}
.eligibility-list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px 24px;
  margin: 0 0 var(--sp-6);
  padding: 0;
}
.eligibility-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px 18px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-md);
  font-size: 15px;
  line-height: 1.45;
  color: var(--c-text);
  transition: transform var(--t-fast), box-shadow var(--t-fast), border-color var(--t-fast);
}
.eligibility-list li:hover {
  transform: translateY(-2px);
  border-color: var(--c-success);
  box-shadow: 0 6px 16px rgba(18, 183, 106, 0.08);
}
.eligibility-list li strong {
  color: var(--c-primary);
  font-weight: 700;
}
.eligibility-check {
  flex-shrink: 0;
  margin-top: 2px;
}
.eligibility-wide {
  grid-column: 1 / -1;
}
.eligibility-cta {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 16px 24px;
  background: var(--c-primary);
  color: #FFFFFF;
  border-radius: var(--r-md);
  font-weight: 700;
  font-size: 16px;
  text-decoration: none;
  transition: all var(--t-base);
  box-shadow: 0 1px 2px rgba(11, 58, 117, 0.12);
}
.eligibility-cta:hover {
  background: var(--c-primary-dark);
  color: #FFFFFF;
  transform: translateY(-1px);
  box-shadow: 0 6px 16px rgba(11, 58, 117, 0.2);
}
@media (max-width: 720px) {
  .eligibility-list { grid-template-columns: 1fr; gap: 10px; }
  .eligibility-wide { grid-column: 1; }
}

/* ---------- MULTI-STEP FORM ---------- */
.form-section {
  background: linear-gradient(180deg, var(--c-bg) 0%, var(--c-bg-soft) 100%);
}

.form-container {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: var(--sp-12);
  align-items: start;
}

.form-side h2 { margin: var(--sp-3) 0 var(--sp-4); }
.form-side > p { color: var(--c-text-muted); font-size: 17px; margin-bottom: var(--sp-8); }

.form-trust-list {
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
}
.ftl-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}
.ftl-icon {
  width: 40px;
  height: 40px;
  border-radius: var(--r-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 18px;
}
.ftl-item strong { display: block; color: var(--c-primary); font-size: 15px; }
.ftl-item span { color: var(--c-text-muted); font-size: 14px; }
.ftl-item span strong { display: inline; color: var(--c-accent); font-size: 14px; font-weight: 700; }

/* FORM */
.multistep-form {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-2xl);
  padding: var(--sp-8);
  box-shadow: var(--shadow-xl);
}

.form-header {
  margin-bottom: var(--sp-8);
}
.form-progress {
  height: 6px;
  background: var(--c-bg-soft);
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 10px;
}
.form-progress-bar {
  height: 100%;
  background: linear-gradient(90deg, var(--c-primary), var(--c-accent));
  border-radius: 999px;
  transition: width var(--t-slow);
}
.form-progress-label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: var(--c-text-muted);
  font-weight: 500;
}
.form-time {
  color: var(--c-success);
  display: inline-flex;
  align-items: center;
  gap: 4px;
}

.form-steps {
  position: relative;
}

.form-step {
  border: 0;
  padding: 0;
  display: none;
}
.form-step.active {
  display: block;
  animation: slideIn 350ms ease-out;
}

@keyframes slideIn {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}

.step-question {
  display: block;
  font-family: var(--ff-heading);
  font-size: 22px;
  font-weight: 700;
  color: var(--c-primary);
  margin-bottom: var(--sp-2);
  line-height: 1.3;
}
.step-helper {
  color: var(--c-text-muted);
  font-size: 14px;
  margin-bottom: var(--sp-6);
}

/* OPTION CARDS */
.option-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}
.option-cards-compact {
  grid-template-columns: 1fr;
}

.option-card {
  position: relative;
  background: var(--c-card);
  border: 1.5px solid var(--c-border);
  border-radius: var(--r-md);
  padding: 14px 16px;
  cursor: pointer;
  transition: all var(--t-fast);
  display: block;
}
.option-card:hover {
  border-color: var(--c-accent);
  background: rgba(27, 166, 232, 0.02);
}
.option-card input[type="radio"] {
  position: absolute;
  opacity: 0;
  pointer-events: none;
}
.option-card:has(input:checked) {
  border-color: var(--c-primary);
  background: rgba(11, 58, 117, 0.03);
  box-shadow: 0 0 0 3px rgba(11, 58, 117, 0.08);
}

.oc-content { display: flex; flex-direction: column; gap: 4px; }
.option-card-row .oc-content {
  flex-direction: row;
  align-items: center;
  gap: 12px;
}
.option-card-row .oc-text { flex: 1; }

.oc-icon {
  font-size: 28px;
  line-height: 1;
  margin-bottom: 6px;
}
.oc-icon-sm {
  width: 32px;
  height: 32px;
  border-radius: var(--r-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--c-bg-soft);
  font-size: 14px;
}
.oc-label {
  font-size: 15px;
  font-weight: 600;
  color: var(--c-primary);
}
.oc-sub {
  font-size: 13px;
  color: var(--c-text-muted);
}

/* INPUTS */
.single-input {
  position: relative;
}
.single-input input,
.field input {
  width: 100%;
  padding: 14px 16px;
  font-size: 16px;
  border: 1.5px solid var(--c-border);
  border-radius: var(--r-md);
  background: var(--c-card);
  color: var(--c-text);
  transition: all var(--t-fast);
}
.single-input input:focus,
.field input:focus {
  outline: 0;
  border-color: var(--c-accent);
  box-shadow: 0 0 0 4px rgba(27, 166, 232, 0.15);
}
.single-input input.error,
.field input.error {
  border-color: var(--c-error);
  box-shadow: 0 0 0 4px rgba(185, 28, 28, 0.1);
}
.input-error {
  display: block;
  color: var(--c-error);
  font-size: 13px;
  margin-top: 6px;
  min-height: 18px;
}

.input-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}
.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.field label {
  font-size: 13px;
  font-weight: 600;
  color: var(--c-text-muted);
}

/* CONSENT */
.consent-list {
  display: flex;
  flex-direction: column;
  gap: 12px;
  margin-bottom: var(--sp-5);
}
.consent-item {
  display: flex;
  gap: 12px;
  padding: 14px;
  background: var(--c-bg-soft);
  border-radius: var(--r-md);
  cursor: pointer;
  align-items: flex-start;
  transition: background var(--t-fast);
}
.consent-item:hover { background: var(--c-bg-alt); }
.consent-item input[type="checkbox"] {
  margin-top: 3px;
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  accent-color: var(--c-primary);
  cursor: pointer;
}
.consent-text {
  font-size: 14px;
  color: var(--c-text);
  line-height: 1.5;
}

.consent-disclaimer {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 12px 14px;
  background: rgba(18, 183, 106, 0.08);
  border: 1px solid rgba(18, 183, 106, 0.2);
  border-radius: var(--r-md);
  font-size: 13px;
  color: var(--c-success);
}
.consent-disclaimer strong { color: var(--c-success); }

/* SUCCESS */
.form-success { text-align: center; padding: var(--sp-4) 0; }
.form-success.active { display: block; }
.success-icon { width: 80px; height: 80px; margin: 0 auto var(--sp-5); }
.success-title { font-size: 28px; color: var(--c-success); margin-bottom: var(--sp-3); }
.success-text { color: var(--c-text-muted); margin-bottom: var(--sp-3); font-size: 16px; }
.success-text strong { color: var(--c-primary); }
.success-next {
  background: var(--c-bg-soft);
  border-radius: var(--r-lg);
  padding: var(--sp-5);
  margin: var(--sp-5) 0;
  text-align: left;
}
.success-next h4 {
  font-size: 14px;
  text-transform: uppercase;
  color: var(--c-text-soft);
  letter-spacing: 0.08em;
  margin-bottom: var(--sp-3);
}
.success-next ol {
  list-style: none;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.success-next li {
  font-size: 14px;
  color: var(--c-text);
  display: flex;
  align-items: center;
  gap: 8px;
}
.success-next li svg {
  color: var(--c-accent);
  flex-shrink: 0;
}

/* FORM NAV */
.form-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: var(--sp-8);
  padding-top: var(--sp-6);
  border-top: 1px solid var(--c-border);
}
.btn-next, .btn-submit { margin-left: auto; }

@media (max-width: 900px) {
  .form-container { grid-template-columns: 1fr; }
  .option-cards { grid-template-columns: 1fr; }
  .input-grid { grid-template-columns: 1fr; }
  .multistep-form { padding: var(--sp-6); }
}

/* ---------- BENEFITS ---------- */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-5);
}
.benefit-card {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-xl);
  padding: var(--sp-6);
  transition: all var(--t-base);
}
.benefit-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow-lg);
  border-color: var(--c-accent-light);
}
.benefit-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--r-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  margin-bottom: var(--sp-4);
}
.benefit-card h3 { margin-bottom: var(--sp-3); font-size: 18px; }
.benefit-card p { color: var(--c-text-muted); font-size: 15px; }

@media (max-width: 900px) {
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 600px) {
  .benefits-grid { grid-template-columns: 1fr; }
}

/* ---------- TESTIMONIALS ---------- */
.testimonials { background: var(--c-bg-soft); }

.google-rating {
  margin-top: var(--sp-4);
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 16px;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: 999px;
  font-size: 14px;
  color: var(--c-text-muted);
}
.stars-row { color: #F59E0B; letter-spacing: 2px; font-size: 14px; }

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-5);
}
.testimonial {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-xl);
  padding: var(--sp-6);
  transition: all var(--t-base);
}
.testimonial:hover { transform: translateY(-2px); box-shadow: var(--shadow-md); }
.testi-stars { color: #F59E0B; letter-spacing: 2px; font-size: 14px; margin-bottom: var(--sp-3); }
.testi-quote {
  font-size: 15px;
  color: var(--c-text);
  margin-bottom: var(--sp-5);
  line-height: 1.55;
}
.testi-author { display: flex; gap: 12px; align-items: center; }
.testi-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  font-weight: 700;
  flex-shrink: 0;
  background-size: cover;
  background-position: center;
  background-color: var(--c-bg-soft);
}
.testi-name { font-weight: 600; color: var(--c-primary); font-size: 15px; }
.testi-meta { font-size: 12px; color: var(--c-text-soft); }

@media (max-width: 900px) { .testimonials-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 600px) { .testimonials-grid { grid-template-columns: 1fr; } }

/* ---------- PERSONAS ---------- */
.persona-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: var(--sp-5);
}
.persona-card {
  display: block;
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-xl);
  padding: var(--sp-6);
  text-decoration: none;
  color: inherit;
  transition: all var(--t-base);
}
.persona-card:hover {
  transform: translateY(-3px);
  border-color: var(--c-accent);
  box-shadow: var(--shadow-lg);
  color: inherit;
}
.persona-icon { font-size: 38px; margin-bottom: var(--sp-3); }
.persona-card h3 { margin-bottom: var(--sp-3); font-size: 19px; }
.persona-card p { color: var(--c-text-muted); font-size: 15px; margin-bottom: var(--sp-4); }
.persona-link {
  color: var(--c-accent);
  font-weight: 600;
  font-size: 14px;
}

@media (max-width: 768px) { .persona-grid { grid-template-columns: 1fr; } }

/* ---------- CALCULATOR ---------- */
.calculator-section { background: var(--c-bg-soft); }

.calculator {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: var(--sp-8);
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-2xl);
  padding: var(--sp-8);
  box-shadow: var(--shadow-lg);
}

.calc-controls {
  display: flex;
  flex-direction: column;
  gap: var(--sp-6);
}
.calc-field label {
  display: block;
  font-size: 13px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--c-text-muted);
  margin-bottom: 8px;
}
.calc-value-display {
  font-family: var(--ff-heading);
  font-size: 24px;
  font-weight: 800;
  color: var(--c-primary);
  margin-bottom: 8px;
}

.calc-field input[type="range"] {
  width: 100%;
  height: 6px;
  background: var(--c-bg-soft);
  border-radius: 999px;
  outline: none;
  -webkit-appearance: none;
  appearance: none;
}
.calc-field input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  background: var(--c-accent);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid var(--c-card);
  box-shadow: 0 1px 4px rgba(27, 166, 232, 0.4);
}
.calc-field input[type="range"]::-moz-range-thumb {
  width: 20px;
  height: 20px;
  background: var(--c-accent);
  border-radius: 50%;
  cursor: pointer;
  border: 3px solid var(--c-card);
}
.calc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 12px;
  color: var(--c-text-soft);
  margin-top: 4px;
}

.calc-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}
.calc-pills button {
  padding: 8px 14px;
  font-size: 13px;
  font-weight: 600;
  background: var(--c-bg-soft);
  border: 1.5px solid transparent;
  border-radius: 999px;
  color: var(--c-text-muted);
  transition: all var(--t-fast);
}
.calc-pills button:hover { background: var(--c-card); border-color: var(--c-border); }
.calc-pills button.active {
  background: var(--c-primary);
  color: #FFF;
  border-color: var(--c-primary);
}

.calc-result {
  background: var(--c-primary);
  background: linear-gradient(135deg, var(--c-primary), var(--c-primary-light));
  color: #FFF;
  border-radius: var(--r-xl);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  justify-content: center;
}
.calc-result-label {
  font-size: 13px;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  opacity: 0.7;
  margin-bottom: var(--sp-2);
}
.calc-result-amount {
  font-family: var(--ff-heading);
  font-size: 56px;
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.03em;
  margin-bottom: var(--sp-5);
}
.calc-result-amount .calc-unit { font-size: 18px; opacity: 0.7; font-weight: 600; }
.calc-result-details {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 14px;
  margin-bottom: var(--sp-5);
  padding-bottom: var(--sp-5);
  border-bottom: 1px solid rgba(255, 255, 255, 0.15);
}
.calc-result-details > div {
  display: flex;
  justify-content: space-between;
}
.calc-result-details span { opacity: 0.8; }
.calc-result-details strong { font-weight: 700; }
.calc-disclaimer {
  font-size: 12px;
  opacity: 0.7;
  margin-bottom: var(--sp-4);
}
.calc-result .btn { background: var(--c-accent); color: #FFF; }
.calc-result .btn:hover { background: var(--c-accent-light); }

@media (max-width: 900px) {
  .calculator { grid-template-columns: 1fr; padding: var(--sp-5); }
  .calc-result-amount { font-size: 44px; }
}

/* ---------- FAQ ---------- */
.faq { background: var(--c-bg); }
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.faq-item {
  background: var(--c-card);
  border: 1px solid var(--c-border);
  border-radius: var(--r-lg);
  overflow: hidden;
  transition: all var(--t-base);
}
.faq-item[open] {
  border-color: var(--c-accent);
  box-shadow: var(--shadow-md);
}
.faq-item summary {
  list-style: none;
  padding: 20px 56px 20px 24px;
  cursor: pointer;
  font-weight: 600;
  color: var(--c-primary);
  position: relative;
  font-size: 16px;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: '+';
  position: absolute;
  right: 24px;
  top: 50%;
  transform: translateY(-50%);
  font-size: 24px;
  font-weight: 400;
  color: var(--c-accent);
  transition: transform var(--t-fast);
}
.faq-item[open] summary::after { transform: translateY(-50%) rotate(45deg); }
.faq-item p {
  padding: 0 24px 20px;
  color: var(--c-text-muted);
  font-size: 15px;
  line-height: 1.65;
}
.faq-item p strong { color: var(--c-primary); }

/* ---------- FINAL CTA ---------- */
.final-cta { padding: var(--sp-16) 0; }
.final-cta-card {
  background: linear-gradient(135deg, var(--c-primary), var(--c-primary-light));
  border-radius: var(--r-2xl);
  padding: var(--sp-16) var(--sp-8);
  text-align: center;
  color: #FFF;
  position: relative;
  overflow: hidden;
}
.final-cta-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 80% 20%, rgba(27, 166, 232, 0.3), transparent 50%),
    radial-gradient(circle at 20% 80%, rgba(255, 255, 255, 0.08), transparent 50%);
  pointer-events: none;
}
.final-cta-card > * { position: relative; z-index: 1; }
.final-cta-card h2 { color: #FFF; margin-bottom: var(--sp-4); }
.final-cta-card .accent { color: var(--c-accent-light); }
.final-cta-card p {
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: var(--sp-6);
  font-size: 17px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}
.final-cta-card .btn-primary {
  background: var(--c-accent);
  color: #FFF;
}
.final-cta-card .btn-primary:hover { background: var(--c-accent-light); }
.final-cta-secondary { font-size: 14px; margin-top: var(--sp-5) !important; margin-bottom: 0 !important; }
.final-cta-secondary a { color: var(--c-accent-light); font-weight: 600; }

/* ---------- FOOTER ---------- */
.footer {
  background: var(--c-primary);
  color: rgba(255, 255, 255, 0.7);
  padding: var(--sp-12) 0 var(--sp-6);
  font-size: 14px;
}

/* Footer top — minimal: logo + tagline + email + legal nav */
.footer-top {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-3);
  padding-bottom: var(--sp-8);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  margin-bottom: var(--sp-6);
}
.footer-top .logo { margin-bottom: var(--sp-2); }
.footer-tagline {
  max-width: 580px;
  font-size: 14px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.7);
  margin: 0;
}
.footer-mail {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--c-accent-light);
  font-weight: 600;
  margin-top: var(--sp-1);
}
.footer-mail:hover { color: #FFF; }

.footer-legal-nav {
  margin-top: var(--sp-4);
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 8px 14px;
  align-items: center;
  font-size: 13px;
}
.footer-legal-nav a { color: rgba(255, 255, 255, 0.7); transition: color var(--t-fast); }
.footer-legal-nav a:hover { color: #FFF; }
.dot-sep { color: rgba(255, 255, 255, 0.3); }

/* White version of logo image (used in dark footer) */
.logo-img--white {
  /* Convert dark logo to pure white via CSS filter */
  filter: brightness(0) invert(1);
}
.logo-img--white:hover {
  filter: brightness(0) invert(1) opacity(0.85);
}
.footer-disclaimers {
  padding: var(--sp-8) 0 var(--sp-6);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
}
.disclaimer-block {
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.55);
}
.disclaimer-block strong {
  display: block;
  color: rgba(255, 255, 255, 0.85);
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 4px;
  font-weight: 600;
}
.disclaimer-block p { margin: 0; }
.disclaimer-block a { color: var(--c-accent-light); }

.footer-bottom {
  padding-top: var(--sp-5);
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  text-align: center;
}
.footer-copyright { margin-bottom: var(--sp-2); font-size: 12px; color: rgba(255, 255, 255, 0.55); }
.footer-security {
  font-size: 12px;
  color: var(--c-accent-light);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

@media (max-width: 600px) {
  .footer-legal-nav { gap: 6px 10px; font-size: 12px; }
}

/* ---------- STICKY MOBILE CTA ---------- */
.sticky-mobile-cta {
  display: none;
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 12px 16px;
  background: rgba(247, 250, 252, 0.95);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-top: 1px solid var(--c-border);
  z-index: 90;
  box-shadow: 0 -4px 16px rgba(11, 58, 117, 0.08);
}

@media (max-width: 768px) {
  .sticky-mobile-cta { display: block; }
  body { padding-bottom: 76px; }
}

/* ---------- ANIMATIONS UTILITY ---------- */
[data-animate] > * {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 600ms ease-out, transform 600ms ease-out;
}
[data-animate].in-view > * {
  opacity: 1;
  transform: translateY(0);
}
[data-animate].in-view > *:nth-child(2) { transition-delay: 100ms; }
[data-animate].in-view > *:nth-child(3) { transition-delay: 200ms; }
[data-animate].in-view > *:nth-child(4) { transition-delay: 300ms; }
[data-animate].in-view > *:nth-child(5) { transition-delay: 400ms; }
[data-animate].in-view > *:nth-child(6) { transition-delay: 500ms; }

/* ---------- REDUCED MOTION ---------- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}